Sunsets Over the Lake, Without the Yard Work: Modern Lock-and-Leave Living in Rowlett's Sapphire Bay

By Cindy DunnicanBuying June 20, 2026

Modern three-story homes at sunset in Rowlett's Sapphire Bay lake community

Written by Cindy Dunnican, REALTOR® | The Dunnican Team at Coldwell Banker Apex, Realtors® Last updated: June 2026 | Market area: Northeast Dallas and Rockwall County

Are there low-maintenance homes near Lake Ray Hubbard in Rowlett, Texas?

Yes. 518 Winners Circle is a modern, lock-and-leave home in Rowlett's Sapphire Bay community, built in 2022 by K. Hovnanian Homes and located within walking distance of Lake Ray Hubbard, the shoreline trails, and Sapphire Bay Marina.

There's a particular kind of buyer who wants to live near the water without spending Saturday behind a lawnmower. If that's you, 518 Winners Circle is worth a closer look. It's a modern three-story home in Rowlett's Sapphire Bay community, built in 2022, designed for low-maintenance living, and positioned so the lake is part of the daily routine rather than a weekend drive.

The appeal here is the trade-off it offers: modern construction and a lake-area lifestyle, minus the upkeep of a traditional yard. Lock the door, head out for the weekend, and the house takes care of itself.

Here's how the home is laid out, what's nearby, and the details worth knowing before you tour.

Key Takeaways

This modern 2022 home in Rowlett's Sapphire Bay community is built for low-maintenance, lock-and-leave living, with no traditional yard to maintain.
A three-level layout gives each bedroom its own ensuite bath, with the main living space on the second floor and private retreats above.
The location puts Lake Ray Hubbard, the shoreline trails, and Sapphire Bay Marina within walking distance, with quick I-30 access to Dallas and Rockwall.

A Layout Built for Privacy and Flexibility

The three-story design is the smart part of this home. Rather than stacking everyone on one level, it separates space in a way that gives each room room to breathe.

The first level has a private bedroom with its own ensuite bath — a flexible spot that works as a guest suite, a home office, or a quiet space set apart from the main living areas. Also on this level is the rear-facing two-car garage, which keeps the street-facing elevation clean and makes everyday in-and-out simple.

That separation is part of what makes the home easy to live in. You can host a guest, work from home, or keep a teenager's space at a comfortable distance, all without anyone tripping over each other.

The Main Level, Made for Gathering

The second floor is where daily life happens. The kitchen, dining, and living areas open into one another in a bright, connected layout, with large windows pulling in natural light and modern finishes giving the space a clean, current feel.

The kitchen is set up for both everyday cooking and easy entertaining. It features a large island, gas cooking, double ovens, stainless steel appliances, generous cabinetry, and a walk-in pantry. Whether you're putting together a quiet dinner or pulling a meal together before heading out to the lake, the space stays connected to everyone around it.

Private Retreats Upstairs

The top floor is reserved for rest. The owner's suite is a comfortable retreat with generous natural light and an ensuite bath that includes dual vanities, a large walk-in shower, and a walk-in closet.

A second upstairs bedroom has its own ensuite bath as well, which is the detail that makes this layout work. Every bedroom in the home has a private bath, so there's no negotiating over a shared one — a real advantage for guests, roommates, or anyone who values that separation.

The Location Is the Lifestyle

The reason to buy here is what's outside the door. Sapphire Bay sits on the Lake Ray Hubbard side of Rowlett, and the home puts the water within easy reach.

You can take evening walks along the Lake Ray Hubbard shoreline, watch the sun set over the water, and explore the nearby walking and biking trails, including the Rowlett Nature Trail. Sapphire Bay Marina — a full-service, publicly accessible marina with boat rentals and more than 1,000 slips — is within walking distance, and you can fish right from the shore. Pecan Grove Park adds another nearby outdoor option.

The location balances lake access with everyday convenience. Quick access to Interstate 30 connects you to Dallas, Rockwall, and the dining, shopping, and recreation throughout the Lake Ray Hubbard area. For the wider picture of the city, our Rowlett, TX area guide covers it in depth.

The Home at a Glance

Location: 518 Winners Circle, Rowlett, TX 75088 (Sapphire Bay community)
Price: $725,000
Bedrooms / baths: 3 bedrooms, 3 full baths, 1 half bath (each bedroom has its own ensuite)
Square footage: 2,036
Stories: 3
Garage: Rear-facing 2-car garage
Year built: 2022
Builder: K. Hovnanian Homes
School district: Garland ISD
Style of living: Low-maintenance, lock-and-leave

Living in Sapphire Bay

Sapphire Bay is a community on the shores of Lake Ray Hubbard in Rowlett, near Dalrock Road and Interstate 30. For buyers, the draw is the combination of modern homes, walkable lake access, and an easy connection to the rest of the Dallas-Fort Worth area.

The community is zoned to Garland ISD, which serves much of Rowlett. Garland ISD uses a choice-of-school model that lets families apply to campuses across the district, so it's worth confirming current campus assignments and transfer options directly with the district, since those can change year to year.

You can see the full set of photos and the video tour on the 518 Winners Circle listing.

Frequently Asked Questions

Is 518 Winners Circle a low-maintenance home? Yes. The home was built for lock-and-leave living, with no traditional yard to maintain. That makes it well suited to buyers who travel, want a second home near the lake, or simply prefer to spend weekends on the water rather than on upkeep.

What school district is Sapphire Bay in Rowlett zoned to? Sapphire Bay is zoned to Garland ISD, which serves much of Rowlett. Garland ISD uses a choice-of-school model, so confirm current campus assignments with the district directly.

Is Sapphire Bay Marina open? Yes. Sapphire Bay Marina is a full-service, publicly accessible marina on Lake Ray Hubbard with boat rentals and more than 1,000 slips. The home is within walking distance of the marina and the lake's shoreline and trails.

Schedule a Private Showing

A modern, low-maintenance home this close to Lake Ray Hubbard doesn't come up often, and the easiest way to feel the layout and the lake access is to walk it in person. To tour 518 Winners Circle, call or text Cindy at 972-679-1789, or visit thedunnicanteam.com.